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You Need a Budget (YNAB)

  • Price: $9.99 In Apple Store
  • Category: Finance
  • Updated: 2011-02-04
  • Current Version: 1.3.0
  • 1.3.0
  • Size: 1.40 MB
  • Language: English
  • Seller: Steine LLC
  • Requirements: Compatible with iPhone, iPod touch, and iPad. Requires iOS 3.1 or later
  • © 2010 YouNeedABudget.com
  •  Add to Favorite apps



Named "New and Noteworthy", and "What's Hot" by Apple!The perfect companion app of YNAB (You Need A Budget) for Desktop. >> You MUST have YNAB for Desktop to be able to use YNAB for iPhone .. Read more

What's New in Version 1.3.0

NEW: Geo-smart payees
(Go to Settings to turn this on!)
YNAB now remembers which payees you used in which locations, speeding things up the next time you make a purchase in the same place! If you ever don't want YNAB to remember a location for a particular payee, just click the map icon to make it disappear. Go to Settings to enable it!

NEW: CheckNumber field for transactions
NEW: Visual feedback when the app has to pause to process after an update

CHANGED: Changed the account sorting behavior in preparation for the YNAB 3.5 release. Now there will be a additional section "Off-Budget accounts" in the account list (if there are off budget accounts)
CHANGED: Intraday sorting of transactions now mimics the desktop behavior
CHANGED: Split transactions will show the "Add transaction" row until at least 2 transactions have been entered. This allows for flexible entering of mixed inflows and outflows. If the remaining amount is negative, the sub-txn will default the type to "Inflow"
CHANGED: The app is now faster

FIXED: Favorite categories once again contain the master category information

iPhone Screenshots

You Need a Budget (YNAB) iPhone Screenshot 1
You Need a Budget (YNAB) iPhone Screenshot 2
You Need a Budget (YNAB) iPhone Screenshot 3
You Need a Budget (YNAB) iPhone Screenshot 4
You Need a Budget (YNAB) iPhone Screenshot 5

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Customer reviews

Rated 4/5 based on 3 customer reviews.


3/5 stars
Great! But needs one improvement.

I bought the Ynab desktop version after a few days with the trial and I just fell in love. Previously I had always done my budget on a spreadsheet so this program was awesome!

After I got Ynab desktop I was convinced that I needed this app. I need my finances to go cause I am always out. So this app is perfect! Except for one thing...

The syncing on this app is terrible. Every single time you want to sync with your budget on the pc you have to enter the ip address and password every single time. That is really annoying.

The syncing should be one press of the button on the phone and syncing should then be done. No passwords or ip addresses.

Another thing, whenever I add a transaction on the app it seems to just pick some random account that the money is coming from. This should be blank or you should be able to set a default account.

After these things are implemented I will rate five stars.

5/5 stars
Stable-Great Support

I would like to give this app a 4.5 stars if I could. Let me start by saying, I have spent around sixty dollars if not more on financial apps. My goal originally was to get a stand alone app for the phone. If this is your goal, this app won't work for you. The best stand alone app by far would be Pocket Money, minus the support. There support has really gone down hill.

YNAB has by far the best support. In the venture for the best phone app and the new syncing technologies I really liked the idea of being able to work on the home computer as well. During that adventure and elaborate testing, YNAB is by far head and shoulders above all the competition. Secondly, by keeping the app more simple, their syncing is the most stable and reliable on the market. The iPhone app is simple, easy and straight forward. Data entry on the phone is easy with multiple ways of entering. You can enter transactions either from an account or from the budget screen and even split categories.

The downside for those interested in a stand alone app:
Once done syncing transactions are locked on the phone.
Can't check of cleared items.
Really can't use it for a stand alone app.
Can't make transfers on the phone.
Can't edit budget on the phone.

With all that said, if you are looking for a budgeting app to work with at home and on the road, I have not found one that is more stable, or has better support. Their website also has the best video tutorials, great financial training and live web seminars.

Before you download the app, I suggest the trial desktop app. If you then become hooked, download the iPhone app. They even have a thirty day money- back guaranty.

I guess I really got long winded. I have never left this long of a review, but was to pleased not to do so.

Sent from my iPhone

4/5 stars
Exactly what I needed **almost**

I ditto everything written by the reviewer HimuraKenshin. I also had a spreadsheet program to do my budgeting, and it was set up **almost** exactly like the desktop version of YNAB except for the major fact that I had to input my figures manually. I love the concept of YNAB-- it is exactly what I needed to stay on track without the hassle of exporting iBank reports. This budget program, along with the iPhone companion is automated enough to make things easy (but I also wish for a cloud sync feature) while allowing for enough manual entry that you can fiddle around with things during set up to get the correct figures in place. Five stars for cloud syncing--

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